2018’s Best Credit Cards for Holiday Shopping

  • Publicado: November 13th, 2018
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A credit card is the best way to pay when you’re shopping for the holidays, whether you’re doing so online, over the phone or in person.

Credit cards are convenient and versatile, working wherever you want to make a purchase. All credit cards guarantee that you won’t have to pay for any fraudulent purchases made with your account. And many either reward you for every dollar spent or allow you to borrow and avoid interest for months.

Not all credit cards are equally well suited for holiday shopping, though.

The best credit cards for holiday shopping offer all the standard benefits but also sweeten the pot with an assortment of additional perks.

Some have initial bonuses worth $400+ for spending a few thousand dollars in the months after account opening. Others offer savings of up to 5% on every purchase made at your favorite stores. Many also provide price matching, extended warranties, and insurance for damaged or stolen items.

To help consumers find the best shopping credit cards for their holiday needs, WalletHub compared 1,000+ credit card offers based on their rewards, rates, fees, approval requirements and special benefits for shoppers. And we selected the top offers in the most popular categories (some cards come from WalletHub’s partners).

This content is not provided or commissioned by anyissuer. Opinions expressed here are the author’s alone, not those of an issuer, and have not been reviewed, approved or otherwise endorsed by an issuer.

Here are 2018’s Best Credit Cards for Holiday Shopping:

  • Initial Bonus: Chase Sapphire Preferred® Card
  • Ongoing Rewards: Citi® Double Cash Card – 18 month BT offer
  • 0% Purchases: Wells Fargo Platinum Visa® Card
  • Store Discount: Kohl’s Credit Card
  • Ongoing Store Rewards: GAP Store Card
  • Price Protection: Capital One® Savor® Cash Rewards Credit Card
  • Purchase Protection: The Platinum Card® from American Express

Although the very best credit cards for shopping require good or excellent credit for approval, WalletHub’s selections include offers for people of all credit levels. If you don’t know what creditworthiness category you belong to, you can check your latest credit score for free on WalletHub.

Below, you can learn more about 2018’s best shopping credit cards. You can also check out our 6 Tips for Smart Shopping for more ideas on how to save.



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